Subcontractors now wait an average of 96 days to get paid after submitting their invoices, according to Siteline's State of Subcontractor Billing in 2025 report. That's over three months between doing the work and receiving payment. Only 5% of subcontractors consistently receive payment on time, 75%+ cover vendor costs out of pocket while waiting, and 91% of general contractors now consider an owner's payment reputation when deciding whether to bid on projects. This payment c