Most contractors treat retainage like a bonus check at the end of a job. At CCA, we treat it as earned revenue and if it's not tracked accurately in your accounting system today, it's invisible. That 5–10% holdback across three or four active jobs means $50,000 to $200,000 in trapped capital you've already spent on labor and materials, sitting in someone else's account. Worse, if retainage isn't separated from general AR in Sage 100 Contractor or QuickBooks, your office team

If you are leading a construction business, deciphering the concept of retainage construction could be a complex task. Even if you're...